Welcome to Smart Pay Solutions

SmartPay Solutions (SPS) is a leading provider of biweekly payment programs for automotive, RV, and boat dealers nationwide. By allowing consumers to convert the timing of loan payments from monthly to biweekly, SPS helps dealers reduce trade-in cycles, eliminate upside-down buyers, and dramatically improve PVR (by at least $200).

Consumers that elect the SPS biweekly payment program can easily create customized payment patterns that exactly match their unique financial situations. Ultimately, this payment flexibility provides an automated and convenient way for borrowers to exercise budgeting discipline, payoff their car faster, and achieve their long-term financial goals.